Track every account, budget every category, forecast every goal, in one place.
A single, streamlined view of all your accounts.
See every bank account, credit card, investment, and property in one place. Instantly understand your total net worth across all currencies.
Your money, in your pocket.
Full-featured iOS and Android app. Log transactions, check balances, get AI spending nudges, wherever you are in the world.
Your money, on your wrist.
Web. Mobile. Wearable. One MoneyDiary account that follows you everywhere, glance at balances, log an expense, and stay on budget on Apple Watch or Wear OS without ever pulling out your phone.
Simple, Transparent Pricing
Start free, upgrade when you're ready
Starter
First-time users building trust and habit
- 1 Bank Account
- 1 Budget
- 1 Loan Tracker
- Manual Transaction Tracking
- Basic Dashboard
- Monthly Snapshot Report
- 10 AI Queries/Month
- Local-only Data Encryption
Plus
Perfect balance of features and value.
Users actively budgeting and tracking goals
- 5 Bank Accounts
- 5 Budgets
- 5 Loan Trackers
- Goal Tracking
- Net Worth Tracking
- Automatic Categorization
- 1 Investment Portfolio
- Smart Alerts with Context
- 100 AI Queries/Month
- AI Spending Insights
- Cashflow Forecasting
- Export to CSV
Pro Intelligence
Full power. Full control. AI that works for you.
Power users who want full control and AI automation
- Everything in Plus
- Unlimited Accounts & Budgets
- AI Budget Analysis
- Claude-powered Pro Intelligence Workflows
- Unlimited Investment Portfolios
- Insurance Tracking
- AI Recommendations with Confidence Scores
- 400 AI Queries/Month
- Advanced Reports
- Custom AI Reports
- Priority Support
- API Access
- Data Portability Guarantee
Get Started
Your money. Finally clear.
Free forever. No credit card. No bank login required.
Create free accountNo credit card required · Cancel anytime